 Costco: Passport Photos The best place to get passport photographs is the Costco warehouse. US $4.99 plus tax will get any Costco warehouse member two passport photos in not more than 15 minutes.
The other day, I tried out an eyeglasses frame by Prada at an optical chain that was priced at almost $400; it wasn’t made of platinum. It seems to me that there is a high markup (400% to 800%  ) on several prescription eyeglasses frames at the optical chains.
Also, a few optical stores that have the appearance of independent optical stores may be under the control of a few multinational corporations. Milton Friedman, a Nobel Prize winner for Economics indicated that “monopoly frequently … → continue reading Best Place for Passport Photographs and Eyeglasses
Most states have their own Residential Property Disclosure Forms. Ohio Residential Property Disclosure Form prescribed by Ohio Department of Commerce, Division of Real Estate and Professional Licensing is relatively weak. As a comparison, New York has a better Property Condition Disclosure Statement but its far from comprehensive.
First do no harm, is one of the concepts of medical ethics that all medical students are taught in medical school. The real estate industry is generally alien to this concept. The idiom dog eat dog describes the real estate industry better. In my opinion, not having a State prescribed and real estate industry engineered Residential Property Disclosure Form is the better path because → continue reading States Without A Residential Property Disclosure Form
Before signing a Home Purchase Agreement or Contract Form, home buyers may be strongly urged by a real estate agent and/or home mortgage lender that the buyer will need a pre-approval letter from the lender. This is a common practice in the self serving and closed looped real industry where a large group eats out of the same trough. The apparent advantage is that the home buyer can show the home seller that they are more likely to be able to buy the house, even though the pre-approval letter offers no guarantee. 
Further, the pre-approval letter information will also provide the real estate agent clues regarding the highest price the home buyer might be willing to pay for the home. Since the real estate agent’s commission is directly proportional to the home selling price, the agent might have an incentive to drag this selling price higher. The real estate agent works for the real estate broker and therefore has fiduciary responsibility to the employer, the real estate broker. Therefore obtaining a pre-approval letter is a disadvantage to the home buyer. → continue reading Home Purchase Agreement or Contract Form: Preapproval Letter
Natural Gas
Methane (CH4) is an odorless, colorless, flammable gas. It is popularly known as gas. It is the major constituent of natural gas. Methane minus impurities is Natural Gas.
 Natural Gas Well versus Drinking Water Well
Hydraulic Fracturing Step 1 and 2 : Fracturing of Coal by Injection of Fracturing Fluid
To create or enlarge fractures in targeted coal bed, a thick fluid, typically water-based, is pumped into the coal seam at a gradually increasing rate and pressure. Eventually the coal seam is unable to accommodate the fracturing fluid as quickly as it is injected. When this occurs, the pressure is high enough that the coal fractures along existing weaknesses within the coal bed. Fluid leaks occurs in the coal beds.
 1. Hydraulic Fracturing Fluid Injection 
Hydraulic Fracturing Step 3: Formation of conduit with proppant
Along with the fracturing fluids, sand (or some other propping agent or “proppant”) is pumped into the fracture so that the fracture remains “propped” open even after the high fracturing pressures have been released. → continue reading Hydraulic Fracturing or Hydraulic Fracking for Natural Gas-Visual Guide
What is a Standard Home Purchase Agreement (or Contract) Form?
I don’t think there is any such thing as a Standard Home Purchase Agreement (or Contract) Form. When a home buyer in the Cleveland, Ohio area (a similar practice might be prevalent in other areas) is ready to make a purchase offer to a home seller, a real estate agent, may present to the home buyer, a Home Purchase Agreement (or Contract) Form, which the agent may refer to as the “Standard”  I call it the Standard Home Purchase Contract for Sheeple. This contract form may be a rudimentary real estate document authored by a local real estate body or group. It does not mean that the home buyer (or the home seller) is legally required to use this so called Standard Home Purchase Agreement (or Contract) Form. Make no mistake when it comes to this form; this document is arguably the most important document in the arduous home purchase process. I have two words regarding this Standard Home Purchase Agreement, BUYER BEWARE. In my opinion, this standard contract strongly favors the home seller; it shields everyone but the home buyer. Hire a real estate attorney, don’t be penny wise and pound foolish when it comes to a home purchase. → continue reading Contingency Clauses in THE Ohio Home Purchase Agreement (or Contract) Form
Features of the Slim Tri Fold Eagle Creek Wallet
- This wallet for men is made by Eagle Creek. Eagle Creek also makes luggage that has an excellent design but is expensive. As a disclosure, I neither work for Eagle Creek nor get compensated by Eagle Creek.
- The bill compartment of this wallet will accommodate US dollar bills and larger bills from other countries.
- This wallet has an extra hidden bill compartment that can be used for bills of larger denomination, receipts, honey do lists.
- The wallet has a transparent window for an identification card or drivers license.
- The wallet has a multipurpose zippered pocket. This pocket will accommodate about 5 to 10 coins, 2 to 3 spare keys (for home or automobile), folded emergency money etc. → continue reading Eagle Creek Has The Most Functional Wallet For Men
Example of a Rental Property Occupancy Permit
 A Rental Property Occupancy Permit Brice Banctel, Kyle Mooney, Leila Sanii, Shuyi Wang of Case Western Reserve University, documented the pros and cons of a Rental Occupancy Permit Program in their study titled, Chagrin Falls, Ohio-A Study on the Impact of High Percentage of Rental Units on the Community.
Pros of Rental Property Occupancy Permit
Having a database of rental units within the community would give the city a snapshot at any point in time of the renters who have to this date not been tracked. The city will know how many renters exist, where they are living, and how they can be contacted. If the city wants to contact the renters for any reason, they have the ability to do so.
Cons of Rental Property Occupancy Permit
There will likely be some resistant property owners who reject the idea of an additional fee per unit → continue reading Solon Ohio Rental Real Estate Properties Occupancy Permit Discussed
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About  I am a Civil Engineer from Louisiana State University. The compound word, Americaneer, is a combination of the words, American and Engineer. |
