Mortgage « Americaneer

Mortgage-Mortgage Default-Strategic Home Mortgage Default

It was the best of times, it was the worst of times; it was the time when borrowers would do anything to pay their mortgage, it was the time when some borrowers walked away from their home mortgage; it was the time when lenders held onto home mortgages for 30 years; it was the time when lenders promptly sold home mortgages.

Business Strategic Mortgage Defaults

Roger Lowenstein, author of The Way We

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Mortgage Loans-Home Mortgage Loans-Mortgage Innovation

The glory of financial innovation

Vermont's Mortgage Law-Fiduciary Responsibility

Gary Fields writes about Vermont’s mortgage laws, in an article dated August 18, 2009 titled, Vermont Mortgage Laws Shut the Door on Bust — and Boom

In laws passed between 1996 and 1998, and in what officials believe is the first state law of its kind, Vermont declared that mortgage brokers’ fiduciary responsibility was to borrowers, not lenders. This left Vermont brokers partly on the hook for loans gone sour.

Vermont bankers

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How to neutralize home staging tricks

1. Home Staging Trick: Some home stagers may try to make small rooms look larger by renting small couches, tables and chairs. Furniture from the kids’ section may be placed to highlight size. Part of the furniture (for example side tables, coffee table), the television and large pictures may be removed from a small room to make it appear larger.

How to Neutralize this Home Staging Trick: Ask your real estate

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Sarah Susanka Defines a Beautiful House

Sarah Susanka Photo: Cheryl Muhr

In an article titled, Remodeling on a Not So Big Scale, published online at Washington Post website; architect, author and breast cancer survivor, Sarah Susanka notes that,

“We’re re-embracing a value from the 1950s and earlier where people weren’t constantly thinking of moving up. In many ways, I hope this book will remind people that it’s okay to settle, to stay in a house and

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How to hire a real estate agent

I set up an appointment with a seller’s real estate agent for a residential property. She was representing a major real estate brokerage in the Cleveland area.

I drove up to the house at the scheduled time. The real estate agent stepped out of the house and introduced herself. She was dressed formally and made a good first and impression that lasted approximately 2 minutes. One of her first comments

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Prequalified or Preapproved for Mortagage

Stretch your legs only as far as the bed is – Indian proverb

Cleveland Foreclosure Auction

Cleveland Area Foreclosed Property Auction

Curiosity took me to a real estate auction for properties in foreclosure in Cleveland and Northeast Ohio. It was held on November 8, 2008 at the Holiday Inn in Strongsville. I had received an email from Joseph Kutina about this auction. Joseph Kutina is with Reo Property Consultants in Strongsville, Ohio.

Each property that came up for bid was put up on the

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