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As the body without the spirit is dead, so faith without deeds is dead. — James 2:26

Mortgage-Mortgage Default-Strategic Home Mortgage Default

It was the best of times, it was the worst of times; it was the time when borrowers would do anything to pay their mortgage, it was the time when some borrowers walked away from their home mortgage; it was the time when lenders held onto home mortgages for 30 years; it was the time when lenders promptly sold home mortgages.

Business Strategic Mortgage Defaults

Roger Lowenstein, author of The Way We

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February 14th, 2010 | Tags: , | 2 comments

Oil and Natural Gas Wells-Ohio Residential Property Disclosure Form

Marcellus and Davonian Shale in Appalachian Basin

For new residents of Northeast Ohio, one of the lesser known facts about the region might be its association with its oil and natural gas wells. The State of Ohio has about 274,733 wells yielding 1.126 billion barrels of crude oil and more than 8.35 trillion cubic feet of natural gas. Research completed by Ohio Department of Natural Resources’s Divisions of

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February 14th, 2010 | Tags: , , , , | 2 comments

Ohio Residential Property Disclosure Form

The Ohio Property Disclosure FormThe Ohio Residential Property Disclosure Form is a statement of the condition of the property and of information concerning the property actually known by the owner.

Click the image to see a larger version of a part of Page 1 of the Ohio Residential Property Disclosure Form (11/6/08).   Read the text underlined in red related to the water supply.  The form

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October 20th, 2009 | Tags: , , | Comment + Free link reward

Vermont's Mortgage Law-Fiduciary Responsibility

Gary Fields writes about Vermont’s mortgage laws, in an article dated August 18, 2009 titled,  Vermont Mortgage Laws Shut the Door on Bust — and Boom

In laws passed between 1996 and 1998, and in what officials believe is the first state law of its kind, Vermont declared that mortgage brokers’ fiduciary responsibility was to borrowers, not lenders.  This left Vermont brokers partly on the hook for loans gone sour.

Vermont bankers

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October 3rd, 2009 | Tags: , , , | Comment + Free link reward

Bonita Bay Group and Bonita Bay Residents-An Issue

Bonita Bay

I purchased a Toyota Sienna from a property developer who also owned one of the most beautiful homes that I have ever seen.  A few months after the purchase, this Toyota Sienna started displaying the Check Engine light and it was diagnosed with the P0420 Code disease.  A Bonita Bay sticker is still attached to the windshield of the Toyota Sienna.

Bonita Bay Group is a real estate developer

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October 2nd, 2009 | Tags: | Comment + Free link reward